美国支付巨头试水稳定币结算！西联汇款宣布明年推出USDPT，而VISA支持现有稳定币

华尔街见闻10-29

美国传统支付巨头正在全面拥抱稳定币结算系统，西联汇款宣布将于2026年上半年推出基于Solana区块链的美元支付代币USDPT，而Visa则宣布将在四条区块链上新增支持四种稳定币，并允许银行直接铸造和销毁稳定币。据媒体报道，西联汇款CEO Devin McGranahan在本周二于拉斯维加斯举行的Money 20/20 USA会议上表示，在比较多个方案后，团队认为Solana是构建机构级稳定币...

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href=https://wallstreetcn.com/articles/3758199><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>美国传统支付巨头正在全面拥抱稳定币结算系统，西联汇款宣布将于2026年上半年推出基于Solana区块链的美元支付代币USDPT，而Visa则宣布将在四条区块链上新增支持四种稳定币，并允许银行直接铸造和销毁稳定币。\n据媒体报道，西联汇款CEO Devin McGranahan在本周二于拉斯维加斯举行的Money 20/20 USA会议上表示，在比较多个方案后，团队认为Solana是构建机构级稳定币...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3758199\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"SGXZ31699556.SGD","symbol_name":"UGDP UNITED GLOBAL QUALITY GROWTH \"C\" (SGDHDG) 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Western Union announces launch of USDPT next year, while VISA supports existing stablecoins","themeId":"","isJumpTheme":false,"ttsUrl":"https://static.tigerbbs.com/12cf7e7868bb6d09557780d175ce71ae","symbols_score_info":{"WU":1.1,"V":1.5},"content_text":"美国传统支付巨头正在全面拥抱稳定币结算系统，西联汇款宣布将于2026年上半年推出基于Solana区块链的美元支付代币USDPT，而Visa则宣布将在四条区块链上新增支持四种稳定币，并允许银行直接铸造和销毁稳定币。\n据媒体报道，西联汇款CEO Devin McGranahan在本周二于拉斯维加斯举行的Money 20/20 USA会议上表示，在比较多个方案后，团队认为Solana是构建机构级稳定币平台的\"正确选择\"。该公司将与Anchorage Digital Bank合作建设数字资产网络，为其遍布200多个国家和地区的超1.5亿客户提供加密货币出金服务。\nVisa CEO Ryan McInerney在周二的财年业绩电话会议上透露，新增的稳定币支持涵盖两种货币，可兑换超过25种传统法定货币。他指出，Visa第四财季与稳定币关联的消费卡服务全球消费支出同比增长四倍，月度交易量已突破25亿美元年化规模。\n这些举措正值美国稳定币监管框架明确之际，今年7月特朗普签署GENIUS法案后，美国财政部估算稳定币市场规模达3115亿美元，预计2028年将达到2万亿美元。\n\n西联汇款选择Solana构建稳定币基础设施\n\n西联汇款在上周的第三季度财报电话会议上宣布，其即将推出的稳定币结算系统将由美元支付代币USDPT和数字资产网络两部分组成。该公司周二确认，整套系统将基于Solana区块链构建。\nMcGranahan表示，西联汇款此前因市场波动性、监管不确定性和客户保护方面的担忧而对加密货币持谨慎态度，但GENIUS法案的通过改变了这一方向。该公司预计USDPT将于2026年上半年上线，客户可通过合作交易所获得访问权限，类似于PayPal USD稳定币在币安等交易所的上市模式。\n数字资产网络将为西联汇款的客户群提供法币出金通道。这一布局距离该公司今年7月首次透露稳定币整合计划仅过去三个多月。\n\nVisa加速推进稳定币银行服务\n\nVisa正在大幅扩展其稳定币支持范围。McInerney透露，公司将在四条不同的区块链上新增四种稳定币支持，但未披露具体细节。目前Visa已支持Circle的USDC和Euro Coin、PayPal USD以及Global Dollar，覆盖以太坊、Solana、Stellar和Avalanche等区块链网络。\nMcInerney指出，Visa在稳定币领域看到了特别的增长势头，自2020年以来已促成价值1400亿美元的加密货币和稳定币流动。该公司稳定币相关的月度交易量现已突破25亿美元年化规模。\nVisa的下一步重点将是拓展面向银行和传统金融机构的稳定币服务，并促进更多跨境交易。该公司去年9月启动Visa Direct试点项目，允许银行和金融机构使用USDC和EURC为跨境支付预充值。McInerney表示，公司将继续增强其解决方案层，通过Visa代币化资产平台使银行能够自行铸造和销毁稳定币。\n\n传统支付平台集体转向区块链\n\n除西联汇款和Visa外，多家美国支付平台正在推进稳定币战略。上周五，支付平台Zelle的母公司宣布将推出稳定币以加速跨境支付。MoneyGram则在9月中旬宣布将在哥伦比亚整合其加密应用，为当地用户提供USDC钱包。\n传统支付平台日益将区块链技术视为跨境汇款的解决方案。支持者认为，相比传统支付轨道，区块链技术更快速、成本更低且透明度更高。\n此外，沃尔玛旗下金融科技公司OnePay也计划最早于今年通过与加密公司Zerohash合作，在其平台上增加比特币和以太坊交易功能。OnePay在四年前由沃尔玛和风投公司Ribbit Capital创立，目前已成为苹果应用商店排名第五的免费财经应用，与PayPal、Venmo和Cash App等金融科技巨头并列。","kind":"highlight","is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.35.11","shortVersion":"4.35.11","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2579490505","isCrawlerRequest":true}