农业银行赵廷军：银行业正加快向智能驱动的新型服务模式演进

中证金牛座10-28

专题：2025金融街论坛年会　　在10月28日举行的2025金融街论坛年会平行论坛上，中国农业银行总法律顾问、法律事务部总经理，中国银行业协会法律工作委员会主任赵廷军表示，当前银行业正加快从数字赋能的互联网服务向智能驱动的新型服务模式演进，风险防控智能化取得明显成效，但智能化也为行业风险防控带来新的挑战。数据质量、模型合理性和算法科学性成为新的风险诱因，数据安全、个人信息保护、系统安全等风险更加...

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href=https://finance.sina.com.cn/money/bank/bank_hydt/2025-10-28/doc-infvmrrs9764003.shtml><strong>中证金牛座</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>专题：2025金融街论坛年会\n　　在10月28日举行的2025金融街论坛年会平行论坛上，中国农业银行总法律顾问、法律事务部总经理，中国银行业协会法律工作委员会主任赵廷军表示，当前银行业正加快从数字赋能的互联网服务向智能驱动的新型服务模式演进，风险防控智能化取得明显成效，但智能化也为行业风险防控带来新的挑战。数据质量、模型合理性和算法科学性成为新的风险诱因，数据安全、个人信息保护、系统安全等风险更加...</p>\n\n<a href=\"https://finance.sina.com.cn/money/bank/bank_hydt/2025-10-28/doc-infvmrrs9764003.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"SGXZ90724238.SGD","symbol_name":"UNITED ASIA \"A\" (SGD) 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intelligence","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"601288":1.5,"01288":1.5,"03143":0.6},"content_text":"专题：2025金融街论坛年会\n　　在10月28日举行的2025金融街论坛年会平行论坛上，中国农业银行总法律顾问、法律事务部总经理，中国银行业协会法律工作委员会主任赵廷军表示，当前银行业正加快从数字赋能的互联网服务向智能驱动的新型服务模式演进，风险防控智能化取得明显成效，但智能化也为行业风险防控带来新的挑战。数据质量、模型合理性和算法科学性成为新的风险诱因，数据安全、个人信息保护、系统安全等风险更加突出，第三方合作机构风险溢出效应显著增强。\n　　面对数字经济时代的全新挑战，赵廷军强调，银行业要坚持把防控风险作为金融工作的永恒主题，围绕增强金融服务便利性和安全性、提升服务实体经济高质量发展成效探索创新，确保银行业人工智能沿着正确方向发展。健全风控体系，以技术赋能筑牢风险防控“防火墙”，以管理优化构建风险防控“隔离带”，以跨界协同打造风险防控“共同体”。同时，要坚持在市场化、法治化的轨道上推进金融创新，践行依法合规的中国特色金融文化，严防利用人工智能技术钻法规空子、规避监管以逐利的行为。\n　　另外，赵廷军表示，银行业风险防控离不开健全的法治体系。他建议适时修订法律，明确金融领域人工智能应用的基本规则、监管框架和法律责任，完善全链条金融监管机制，依法打击涉人工智能的金融诈骗、妨害金融管理秩序等违法犯罪行为。针对新型民事纠纷，应出台司法解释或发布指导性案例，强化金融业高质量发展的法治保障。\n\n\n海量资讯、精准解读，尽在新浪财经APP\n\n责任编辑：王馨茹","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 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