钱越来越难赚？那到底都进了谁的口袋？曹德旺一语道破真相

经济2021展望09-23

在进入到2025年之后，上至民企老板，下至基层员工，都在喊钱越来越难赚，各项生活成本支出却在不断上升。根据2025年上半年某社会调查机构发布的《国民收入感知调查报告》显示，76.3%的受访者认为"钱越来越难赚"，比2024年同期上升了8.7个百分点。现在问题来了，为什么大家都会觉得钱越来越难赚了呢？一个是，居民收入增速较过去明显放缓。数据显示，2025年一季度，全国居民人均可支配收入为11782元...

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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20250923171910a7314665&s=b><strong>经济2021展望</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>在进入到2025年之后，上至民企老板，下至基层员工，都在喊钱越来越难赚，各项生活成本支出却在不断上升。根据2025年上半年某社会调查机构发布的《国民收入感知调查报告》显示，76.3%的受访者认为\"钱越来越难赚\"，比2024年同期上升了8.7个百分点。现在问题来了，为什么大家都会觉得钱越来越难赚了呢？一个是，居民收入增速较过去明显放缓。数据显示，2025年一季度，全国居民人均可支配收入为11782元...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20250923171910a7314665&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1048596156.SGD","symbol_name":"Blackrock Asian Growth Leaders A2 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Whose pocket did it all go into? Cao Dewang told the truth in one sentence","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"80941":0.9,"82318":0.9,"CICHY":0.9,"00728":0.9,"03143":0.6,"01658":0.9,"CHL":0.9,"03988":0.9,"00939":0.9,"00762":0.9,"06030":0.9},"content_text":"在进入到2025年之后，上至民企老板，下至基层员工，都在喊钱越来越难赚，各项生活成本支出却在不断上升。根据2025年上半年某社会调查机构发布的《国民收入感知调查报告》显示，76.3%的受访者认为\"钱越来越难赚\"，比2024年同期上升了8.7个百分点。现在问题来了，为什么大家都会觉得钱越来越难赚了呢？一个是，居民收入增速较过去明显放缓。数据显示，2025年一季度，全国居民人均可支配收入为11782元。扣除价格因素，实际增长3.2%。而这与过去居民人均收入高速增长形成鲜明对比。另一个是，社会财富分配仍存在较大差距，基尼系数是0.468，底层老百姓的收入增长较慢甚至下降。那么，社会财富究竟都流向哪里，进了谁的口袋呢？为此，网红企业家曹德旺给出了答案。曹德旺在一次接受媒体采访时表示：“社会财富都被金融资本、垄断企业和房地产赚走了。”而此言一出，引发社会各界的广泛讨论，这也为我们提供了思考的方向。第一，金融行业众所周知，现在国内金融行业最赚钱。 2025年上半年，国有六大行上半年合计净利润达6825.24亿元，日赚约37.7亿元。此外，中国证券业实现营业总收入约2519亿元，同比增长31%；净利润1040亿元，同比增长65%。同时，2025年上半年全国保险业保费收入3.74万亿，同比增长5.3％ 。显然，在其他行业感觉赚钱越来越难的时候，社会财富流向金融行业，他们的日子还是过得挺滋润的。第二，垄断行业国内垄断行业有石油、电信、烟草、电力等。而从事这些行业的垄断企业，没有太多的竞争对手，所以垄断企业赚钱难度要比传统行业要容易得多。以石油三巨头数据为例：中国石油、中国石化、中国海油三大石油公司今年上半年合计实现净利润1750.09亿元。此外，上半年国内烟草行业实现税利总额约6242.4亿元，同比增长约7.58%。显然，垄断行业都是一些国企和央企在经营，不像传统行业要激烈竞争，它们要想不赚钱都很困难。第三，房地产业虽然房地产业在2025年上半年销售额、销售面积都双双出现下滑的情况。但房地产业仍旧是吸收社会财富的主要场所。否则，之前福布斯排行榜，也不会有像许家印、王健林这类房地产业老板一度成为中国内地首富了。事实上，居民在购房时，除了要向银行贷款之外，房企也在销售房产的同时，也赚了居民不少钱。很多人为了购置房产，不仅要掏光家里所有积蓄，还要欠下银行房贷。而房企则是一次性拿到了购房者借来的买房款。毫不夸张地讲，社会的财富大多流向了房地产业。钱越来越难赚？那到底都进了谁的口袋？曹德旺一语道破真相，主要流向了金融行业、垄断行业、房地产行业等。而这些行业之所以能够赚钱不难。主要原因是他们要么是垄断行业，很少有竞争对手。要么像房地产业，受到各种救市利好政策的扶持。之前每次出台救市利好政策，都会有在短期内产生购房成交量反弹的效果。而大量社会财富在流向以上这三个领域后，普通居民现在觉得赚钱难，也就不难理解了。","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.35.12","shortVersion":"4.35.12","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2569792336","isCrawlerRequest":true}