因第一资本与发现金融合并交易，美国银行业二季度利润出现下滑

环球市场播报2025-08-26

第一资本金融公司（Capital One）与发现金融公司（Discover Financial）的合并交易已完成，该交易对美国银行业第二季度利润造成拖累。数据显示，美国银行业二季度利润为 699 亿美元，较上一季度下降 1%。　　美国联邦存款保险公司（FDIC）表示，会计准则要求这两家机构合并后需计提一笔规模相对较大的拨备费用（注：“拨备费用” 指银行为应对潜在坏账风险而计提的准备金，会直接影响...

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