众安在线利润高弹性增长，银行首次盈利超预期

国金证券08-22

一、核心财务数据与业绩增长2025年中期，公司实现归母净利润6.68亿元，同比大幅增长1103.5%。这一显著增长主要得益于承保溢利的提升、银行板块扭亏为盈以及科技板块减亏。其中，承保溢利同比增长3.4亿元，增幅达109%；同时，精细化运营和AI技术应用促使其他营业费用减少1.1亿元。分业务来看，保险、科技和银行业务分别贡献了6.73亿元、-0.56亿元和0.18亿元的净利润，较去年同期均有...

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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20250822183100a498558e&s=b><strong>国金证券</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>一、核心财务数据与业绩增长2025年中期，公司实现归母净利润6.68亿元，同比大幅增长1103.5%。这一显著增长主要得益于承保溢利的提升、银行板块扭亏为盈以及科技板块减亏。其中，承保溢利同比增长3.4亿元，增幅达109%；同时，精细化运营和AI技术应用促使其他营业费用减少1.1亿元。分业务来看，保险、科技和银行业务分别贡献了6.73亿元、-0.56亿元和0.18亿元的净利润，较去年同期均有...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20250822183100a498558e&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"PB","symbol_name":"Prosperity Bancshares 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