美国银行最新研报深度剖析了稳定币在金融体系中的潜在变革力指出这一数字资产虽面临监管争议却已在跨境交易、零售结算等领域展现

智通财经2025-08-20

美国银行最新研报深度剖析了稳定币在金融体系中的潜在变革力指出这一数字资产虽面临监管争议却已在跨境交易、零售结算等领域展现出独特优势。研报明确跨境个人对个人(P2P)支付是稳定币最具颠覆性的应用场景——相较于传统银行系统其结算效率与成本优势显著或成为新兴市场资金流动的重要通道。值得注意的是Shopify允许商家接受USDC稳定币的举措已被视为零售端渗透的标志性事件而近期UST代币化债券在链上完成回购...

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