30亿贷款30年期限！“好客山东文旅工赢贷”让“仙阁”落地、景区焕新

鲁南网2025-08-15

山东打造“好客山东文旅工赢贷”金融服务品牌30年期贷款托起“仙山琼阁”　　飞檐斗拱凌空起，仙阁琼楼入画来。烟台市芝罘区东北部海域，全省重点文旅项目“崆峒胜境”逐步成形，这将是中国首座仙幻文化主题旅游度假岛。　　在滩涂上建起一座座“仙山琼阁”，并非易事。该项目总建筑面积10.26万平方米，计划打造“码头前导区—八仙街—东游宫—酒店区”的立体游览体系，总融资需求30亿元。　　由于投资数额大、回报周期长...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2559996304?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2025-08-15 10:07","share_image_url":"https://static.laohu8.com/b0d1b7e8843deea78cc308b15114de44","id":"2559996304","market":"fut","top_or_hot":-1,"title":"30亿贷款30年期限！“好客山东文旅工赢贷”让“仙阁”落地、景区焕新","media":"鲁南网","content":"<div>\n<p>山东打造“好客山东文旅工赢贷”金融服务品牌30年期贷款托起“仙山琼阁”　　飞檐斗拱凌空起，仙阁琼楼入画来。烟台市芝罘区东北部海域，全省重点文旅项目“崆峒胜境”逐步成形，这将是中国首座仙幻文化主题旅游度假岛。　　在滩涂上建起一座座“仙山琼阁”，并非易事。该项目总建筑面积10.26万平方米，计划打造“码头前导区—八仙街—东游宫—酒店区”的立体游览体系，总融资需求30亿元。　　由于投资数额大、回报周期长...</p>\n\n<a href=\"https://finance.sina.com.cn/roll/2025-08-15/doc-infkznmm4643930.shtml\">网页链接</a>\n\n</div>\n","source":"sina","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>30亿贷款30年期限！“好客山东文旅工赢贷”让“仙阁”落地、景区焕新</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n30亿贷款30年期限！“好客山东文旅工赢贷”让“仙阁”落地、景区焕新\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-08-15 10:07 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/roll/2025-08-15/doc-infkznmm4643930.shtml><strong>鲁南网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>山东打造“好客山东文旅工赢贷”金融服务品牌30年期贷款托起“仙山琼阁”　　飞檐斗拱凌空起，仙阁琼楼入画来。烟台市芝罘区东北部海域，全省重点文旅项目“崆峒胜境”逐步成形，这将是中国首座仙幻文化主题旅游度假岛。　　在滩涂上建起一座座“仙山琼阁”，并非易事。该项目总建筑面积10.26万平方米，计划打造“码头前导区—八仙街—东游宫—酒店区”的立体游览体系，总融资需求30亿元。　　由于投资数额大、回报周期长...</p>\n\n<a href=\"https://finance.sina.com.cn/roll/2025-08-15/doc-infkznmm4643930.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"IE0032431581.USD","symbol_name":"PINEBRIDGE GREATER CHINA EQUITY \"A\" (USD) ACC","start_time":0,"source_url":"https://finance.sina.com.cn/roll/2025-08-15/doc-infkznmm4643930.shtml","article_id":"2559996304","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2559996304","pubTimestamp":1755223620,"columns":[],"sourceInfo":{"source_id":"sina","name":"sina"},"weMediaInfo":null,"summary":"山东打造“好客山东文旅工赢贷”金融服务品牌30年期贷款托起“仙山琼阁”　　飞檐斗拱凌空起，仙阁琼楼入画来。截至今年6月末，“好客山东文旅工赢贷”较年初增长34.85亿元，增幅达到31%；较签约前增长72.27亿元，增幅达97%；服务全省文旅产业客户数较签约前增长了31%。","collect":0,"end_time":0,"defaultTopTitle":"sina.com.cn","property":[],"viewcount":null,"language":"zh","relate_stocks":{"IE0032431581.USD":"PINEBRIDGE GREATER CHINA EQUITY \"A\" (USD) ACC","LU0173614495.USD":"富达中国焦点A","LU1880383366.USD":"东方汇理中国股票基金 A2 (C)","LU1522347837.USD":"EASTSPRING INV ASIAN LOW VOLATILITY EQUITY FUND \"A\" (USD) ACC A","LU0359201612.USD":"贝莱德中国基金A2","IE00BYV24P56.USD":"GUINNESS EMERGING MARKETS EQUITY INCOME \"C\" (USD) ACC","LU1224709979.USD":"FIDELITY CHINA FOCUS \"A\" (USD) ACC","LU0370786039.SGD":"Fidelity Greater China A-SGD","LU1282651048.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AMG\" (USD) INC","LU1497734951.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund ASDM SGD-H","LU1880383440.USD":"AMUNDI FUNDS CHINA EQUITY \"A2\" (USD) INC","IE00BMCWC346.EUR":"GUINNESS EMERGING MARKETS EQUITY INCOME \"C\" (EUR) ACC","01398":"工商银行","LU1720050803.USD":"安联全方位中国股票基金","LU2148611432.USD":"AZ ALLOCATION BALANCED BRAVE \"AAZ\" (USDHDG) ACC","LU0572944931.SGD":"Janus Henderson Horizon China Opportunities A2 SGD","LU1481107354.HKD":"HSBC GIF HONG KONG EQUITY \"AD\" (HKD) INC","LU1961090484.USD":"ALLIANZ ALL CHINA EQUITY \"A\" (USD) INC","SG9999001051.SGD":"United Asia Fund SGD","LU0149721374.USD":"HSBC GIF HONG KONG EQUITY \"AD\" INC","LU1497733557.USD":"EASTSPRING INV ASIAN LOW VOLATILITY EQUITY FUND \"A\" (USD) INC A","SG9999006597.SGD":"United China-India Dynamic Growth SGD","LU0348825331.USD":"ALLIANZ CHINA EQUITY \"A\" (USD) INC","SG9999001069.SGD":"UOB UNITED ASIA PACIFIC GROWTH (SGD) ACC","SG9999013353.USD":"SCHRODER ASIAN INCOME FUND\"A\" (USDHDG) INC","LU0052750758.USD":"富兰克林中国基金A Acc","LU0320764599.SGD":"FTIF - Templeton China A Acc SGD","LU0871576103.HKD":"HSBC GIF CHINESE EQUITY \"AC\" (HKD) ACC","03143":"华夏香港银行股","SG9999001093.SGD":"United Greater China Fund A Acc SGD","LU1794554557.SGD":"Allianz All China Equity AT Acc H2-SGD","LU0164865239.USD":"HSBC GIF CHINESE EQUITY \"AC\" (USD) ACC","SGXZ90724238.SGD":"UNITED ASIA \"A\" (SGD) INC","BK1231":"综合性银行","BK1521":"挪威政府全球养老基金持仓","LU0561508036.HKD":"ALLIANZ CHINA EQUITY \"A\" (HKD) INC","LU0287142896.SGD":"Fidelity China Focus A-SGD","LU0327786744.USD":"Janus Henderson Horizon China Opportunities A2 USD","LU1497733631.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund ASDM SGD","LU0359201885.HKD":"BGF CHINA \"A2\" (HKD) ACC","IE00BVYPNP33.GBP":"GUINNESS ASIAN EQUITY INCOME \"C\" (GBP) ACC","LU0039217434.USD":"HSBC GIF CHINESE EQUITY \"AD\" INC","LU1224444064.USD":"ALLIANZ GEM EQUITY HIGH DIVIDEND \"AM\" (USDHDG) INC","LU0307460666.USD":"EASTSPRING INVESTMENTS CHINA EQUITY \"A\" ACC","LU0048580855.USD":"富达大中华区A","LU0823426480.USD":"法巴中国股票经典Dis","LU0823426308.USD":"法巴中国股票基金","LU1634259557.SGD":"Eastspring Investments - Asian Low Volatility Equity Fund AS SGD-H","IE00BGHQDM52.EUR":"GUINNESS ASIAN EQUITY INCOME \"C\" (EUR) ACC","LU0348827113.USD":"ALLIANZ RCM CHINA \"AT\" ACC"},"translate_title":"3 billion loan with a 30-year term! \"Hospitality Shandong Cultural Tourism Workers Win Loans\" makes \"Xiange\" land and the scenic spot renew","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"01398":0.9,"03143":0.6},"content_text":"山东打造“好客山东文旅工赢贷”金融服务品牌30年期贷款托起“仙山琼阁”　　飞檐斗拱凌空起，仙阁琼楼入画来。烟台市芝罘区东北部海域，全省重点文旅项目“崆峒胜境”逐步成形，这将是中国首座仙幻文化主题旅游度假岛。　　在滩涂上建起一座座“仙山琼阁”，并非易事。该项目总建筑面积10.26万平方米，计划打造“码头前导区—八仙街—东游宫—酒店区”的立体游览体系，总融资需求30亿元。　　由于投资数额大、回报周期长，很多文旅项目无法以传统模式从银行获得授信，“崆峒胜境”项目也如此。　　“文旅项目与工业类项目不同，建设周期长，从建成到形成稳定收益也需要时间，短期内很难靠门票收入还清贷款。如果还款期限是20年或10年，还款压力大，不利于后期运营。”负责“崆峒胜境”项目的烟台文旅集团副总经理刘育创介绍。　　大数额、长周期的融资需求如何满足？工商银行烟台市开发区支行行长冷正阳介绍，为破解该文旅项目融资难题，工商银行山东省分行综合研判后，成立由工商银行烟台分行牵头、包括中行、恒丰、交行、浦发、民生、烟台农商共7家成员行参与的“崆峒岛项目银团”，采用“先信用，再追加担保抵押”的担保方式，率先推出“好客山东文旅工赢贷”超长期文旅专属金融产品，发放贷款30亿元，并将贷款期限做到了30年，创同类项目贷款最长期限，减轻了企业的还贷压力。去年11月以来，工商银行山东省分行已为该项目发放贷款3.25亿元，项目中的仙居度假酒店、九天街、八仙街商业街主体结构已基本完工。在我省，越来越多的金融活水流向文旅产业。为促进“文旅+金融”双向赋能，去年4月，省文化和旅游厅与工商银行山东省分行签署《金融支持文化和旅游领域“扩内需稳增长”战略合作协议》，工商银行山东省分行5年内为全省文旅行业提供不低于200亿元意向性融资支持，推出“好客山东文旅工赢贷”系列产品，提供全流程、综合化、一站式的文旅专属金融服务。截至今年6月末，“好客山东文旅工赢贷”较年初增长34.85亿元，增幅达到31%；较签约前增长72.27亿元，增幅达97%；服务全省文旅产业客户数较签约前增长了31%。　　文旅企业的资源主体、产品类型、发展阶段和发展模式等差异性大，对金融产品的需求也不同。对此，省文化和旅游厅与工商银行山东省分行建立文旅项目“清单管理”机制，一是建立山东省重点文旅企业和文旅项目清单库，实施“一地一策”“一项目一方案”的个性化服务，支持烟台蓬莱阁、曲阜三孔、临沂蒙山、东营黄河口、济宁微山湖等60多个重点文旅项目转型升级。二是建立全省重点A级景区清单库，这些景区资源禀赋优、产品基础好，但均已开发建设多年，存在更新改造、产品升级的需求，工商银行山东省分行靠上服务，已为9家5A级景区开展“一对一”金融服务。　　临沂沂蒙山龟蒙景区是临沂首家5A级景区。“为改善景区接待能力、提升项目体验、丰富消费场景，景区于去年启动蒙童胜境项目建设，包括文化特色建筑、温泉酒店、智能化酒店、传统作坊等，融资需求12亿元。”蒙山集团项目负责人公维营介绍，但文旅项目缺少固定资产抵押，如果按照传统授信标准，往往存在抵押物价值不足、担保方式欠缺等问题，导致融资不畅。　　缺少抵质押物怎么办？工商银行山东省分行制定了以景区门票等组合收费权作为还款来源和质押标的的融资方案。　　“工商银行山东省分行、临沂分行和平邑支行三级联动，上门对接项目情况，了解景区运营、项目建设和融资需求，为项目量身定制、办理特定资产收费权支持贷款10.45亿元，期限25年，今年1月以来已累计发放贷款6.8亿元，支持了龟蒙景区蒙童胜境项目建设。”工商银行平邑支行副行长杨志介绍。　　省文化和旅游厅相关负责人表示，将继续加强与金融部门的合作，持续打造“好客山东文旅工赢贷”金融服务品牌，推广工商银行山东省分行经验，加大对重点项目的信贷投放力度，加大对中小微企业和民营企业的融资担保支持，推动金融与文旅双向赋能、互促发展、共享成果。　　（大众新闻·大众日报记者 王新蕾）来源：大众新闻\n\n\n海量资讯、精准解读，尽在新浪财经APP","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"tenantId":"TBCN","deviceId":"web-server-community-laohu8-v3","version":"4.36.2","shortVersion":"4.36.2","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2559996304","isCrawlerRequest":true}