上半年险企理赔：508.2亿赔付下重疾件均赔付略显不足

环球网2025-07-15

【环球网财经综合报道】近期，多家保险公司陆续发布2025年上半年理赔报告。数据显示，行业赔付规模可观，但消费者重疾保障缺口依然显著，同时医保与商保新政的出台，预示着健康险行业将迎来新的竞争格局。上半年，头部险企赔付成绩亮眼。中国人寿赔付件数超1214万件，赔付金额超302亿元，获赔率99.6%；平安人寿赔付237.7万件，赔付金额206.2亿元。此外，太保寿险、新华保险、富德生命人寿、工银安盛人寿...

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