打破常规，聚焦实质，泸州银行“穿透式风控”解企业融资难题

和讯网2025-06-23

泸州榕城玻璃制品有限公司(以下简称"榕城玻璃")收购高宏玻璃资产后，面临资产未完成过户、原实控人涉诉等历史遗留问题，导致榕城玻璃在银行融资上面临困境，其新生产线设备已就位，却因原材料资金“断流”而陷入沉寂。面对这一“非标”融资场景，泸州银行没有简单止步于表面风险，而是将风控焦点转向企业经营的实质内核，通过以下三方面措施独立、专业地判断的企业的真实风险和经营能力。1.法律溯源，厘清新旧债务风险边界。...

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