银行理财周度跟踪：央行或重启国债买入，银行理财产品收益回升

华宝证券2025-06-11

（以下内容从华宝证券《银行理财周度跟踪：央行或重启国债买入，银行理财产品收益回升》研报附件原文摘录）投资要点行业动态：银行理财估值整改行至半程，目前行业整改进度呈现差异化特征个别股份行理财子在去年底已完成全面整改。随着新一轮降息潮的到来，大额存单的利率已全面进入“1”时代，甚至多家银行下架了5年期大额存单产品，反映了银行在净息差压力下对负债结构的主动优化。同业创新动态：存款利率持续下行引发银行理财...

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