原京东科技副总裁程建波，任陆控首席风控专家

金融人事2025-05-29

来源：金融人事mini 　　近日，金融人事获悉，程建波已正式出任陆金所控股首席风控专家，协助首席风控官（CRO）开展信贷风险管理相关工作。陆金所控股表示，本次人事任命充分彰显公司对风险管理领域的高度重视，旨在进一步优化和提升风险管控能力，为业务的稳健发展奠定坚实基础。　　程建波在传统金融与金融科技领域拥有深厚的从业经验，尤其在风险管理方面积累了卓越的专业能力。他曾在多家知名机构担任高级风控管理...

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href=https://finance.sina.com.cn/money/bank/gsdt/2025-05-29/doc-ineyfcxz5039929.shtml><strong>金融人事</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>来源：金融人事mini\n　　近日，金融人事获悉，程建波已正式出任陆金所控股首席风控专家，协助首席风控官（CRO）开展信贷风险管理相关工作。陆金所控股表示，本次人事任命充分彰显公司对风险管理领域的高度重视，旨在进一步优化和提升风险管控能力，为业务的稳健发展奠定坚实基础。\n　　程建波在传统金融与金融科技领域拥有深厚的从业经验，尤其在风险管理方面积累了卓越的专业能力。他曾在多家知名机构担任高级风控管理...</p>\n\n<a href=\"https://finance.sina.com.cn/money/bank/gsdt/2025-05-29/doc-ineyfcxz5039929.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"IE00BGV7N243.SGD","symbol_name":"FSSA Global Emerging Markets Focus I Acc 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Lukong","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"89618":0.6,"06623":1},"content_text":"来源：金融人事mini\n　　近日，金融人事获悉，程建波已正式出任陆金所控股首席风控专家，协助首席风控官（CRO）开展信贷风险管理相关工作。陆金所控股表示，本次人事任命充分彰显公司对风险管理领域的高度重视，旨在进一步优化和提升风险管控能力，为业务的稳健发展奠定坚实基础。\n　　程建波在传统金融与金融科技领域拥有深厚的从业经验，尤其在风险管理方面积累了卓越的专业能力。他曾在多家知名机构担任高级风控管理职务，主导并参与了多项重大风险管理体系的建设与优化工作，为行业树立了优秀实践的标杆。\n\n\n\n　　公开履历显示，程建波曾在深圳发展银行、华夏银行、FICO等机构担任要职。2014年8月加入京东后，任京东数字科技副总裁、风险管理中心总经理，负责金融科技领域的风控体系搭建，其曾主导组建京东金融风险管理团队，推动京东白条、金条等创新产品的研发与安全运营。\n　　2021年，程建波被调往京东科技控股25%的朴道征信公司，任职总经理。2025年4月25日，企查查信息显示，程建波已退出朴道征信总经理一职。\n　　陆金所控股表示，公司对风险管理高度关注，未来，公司将持续完善风险管理体系，深化信贷业务精细化管理水平，以稳健的风控能力助推高质量发展目标的实现。\n　　公告数据显示，2024年第四季度，陆金所控股所赋能新增贷款总额达到了694亿元，同比增长47.6%；2025年第一季度新增贷款为573亿元，同比增加19.1%。\n　　在风险管控维度，核心指标也呈现持续优化趋势。其中，陆金所控股已赋能贷款总额（不包括消费金融子公司）90天以上逾期率从2024年第三季度的3.2%降至第四季度的2.9%，消费金融贷款的不良率（NPL）稳定在1.2%的历史低位。在陆金所控股主动提升风险承担比例至79.9%的背景下，资产质量仍保持稳定，显示出精细化风控能力的实质性提升。 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