工商银行(601398)：息差超预期改善

浙商证券05-02

投资要点工行24Q1 息差超预期改善；盈利小幅负增，全年利润增速有望回0%。业绩概览工商银行24Q1 营收同比下降3.4%，跌幅环比23A 收窄0.3pc；24Q1 归母净利润同比下降2.8%。24Q1 末不良率较23Q4 末持平于1.36%；24Q1 末拨备覆盖率较23Q4 末回升2pc 至216%。盈利小幅负增工商银行24Q1 营收同比下降3.4%，跌幅环比23A 收窄0.3pc；24Q1 ...

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