多家银行大额存单“断货”

深圳商报04-17

一方面与当前的利率走势有关，利率下行趋势下银行不愿意为长期存款支付更高的成本，且银行息差压力加大，需要优化负债结构;另一方面，近两年居民存款热情较高，银行存款规模增长较快，而贷款投放难度较大。自招商银行打响下架3年期、5年期大额存单“第一枪”之后，多家银行也开始陆续对大额存单“出手了”。记者登录招商银行APP查询发现，目前，招商银行在售的大额存单只有1个月、3个月、6个月、1年期、2年期的产品，...

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