浙商银行管理层：对公房地产业务LTV比例为41% 对授信敞口有充足保障

南方财经网04-17

南方财经4月17日电，浙商银行管理层在2023年业绩说明会上表示，在房地产风险暴露前期，浙商银行已主动进行大幅压降，压降规模接近900亿，并有600亿规模房地产贷款已批未放。95%存量对公房地产信贷业务主要分布在长三角、珠三角等一二线城市，信贷质量相对安全稳健。同时，对公房地产业务LTV（授信余额占抵押物净值）为41%。换而言之，抵质押物评估金额对授信敞口的保障程度在2倍以上，对业务有充分保障。（...

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