建行去年净利3238.6亿增逾7％，个人住房贷款增至6.48万亿元

澎湃新闻2023-03-30

首份国有大行2022年业绩出炉。建设银行（601939.SH, 00939.HK）3月29日晚间披露的2022年成绩单显示：去年实现归属于股东的净利润3238.61亿元，较上年增长7.06%。2022年末，资产总额34.60万亿元，较上年增长14.37%。2022年建行营业收入同比微降，去年该行实现营业收入8224.73亿元，同比下滑0.22%。2022年，建行生息资产保持较好增长态势，实现利息...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

精彩评论

我们需要你的真知灼见来填补这片空白

发表看法

{"i18n":{"language":"zh_CN"},"isChannel":false,"data":{"share":"https://www.laohu8.com/m/news/2323739216?lang=zh_CN&edition=full","thumbnail":"","is_english":false,"pubTime":"2023-03-30 07:07","share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","id":"2323739216","market":"hk","top_or_hot":-1,"title":"建行去年净利3238.6亿增逾7％，个人住房贷款增至6.48万亿元","media":"澎湃新闻","content":"<div>\n<p>首份国有大行2022年业绩出炉。建设银行（601939.SH, 00939.HK）3月29日晚间披露的2022年成绩单显示：去年实现归属于股东的净利润3238.61亿元，较上年增长7.06%。2022年末，资产总额34.60万亿元，较上年增长14.37%。2022年建行营业收入同比微降，去年该行实现营业收入8224.73亿元，同比下滑0.22%。2022年，建行生息资产保持较好增长态势，实现利息...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2023033007342382730d98&s=b\">网页链接</a>\n\n</div>\n","source":"tencent","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>建行去年净利3238.6亿增逾7％，个人住房贷款增至6.48万亿元</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n建行去年净利3238.6亿增逾7％，个人住房贷款增至6.48万亿元\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-03-30 07:07 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2023033007342382730d98&s=b><strong>澎湃新闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>首份国有大行2022年业绩出炉。建设银行（601939.SH, 00939.HK）3月29日晚间披露的2022年成绩单显示：去年实现归属于股东的净利润3238.61亿元，较上年增长7.06%。2022年末，资产总额34.60万亿元，较上年增长14.37%。2022年建行营业收入同比微降，去年该行实现营业收入8224.73亿元，同比下滑0.22%。2022年，建行生息资产保持较好增长态势，实现利息...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2023033007342382730d98&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU1044874839.SGD","symbol_name":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"AGH\" (SGDHDG) ACC","start_time":0,"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2023033007342382730d98&s=b","article_id":"2323739216","we_media_id":null,"thumbnails":[],"rights":{"source":"tencent","url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2023033007342382730d98&s=b","rn_cache_url":null,"customStyle":"body{padding-top:10px;}#news_title{font-weight:bold;#titleStyle#;}#news_description span{font-size:12px;#descriptionStyle#;}.footer-note{#statement#}","selectors":".mod-LoadTzbdNews, body","filters":".relate-stock, .hot-list, .recom-box, .wx-sou","directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2323739216","pubTimestamp":1680131249,"sourceInfo":{"source_id":"tencent","name":"腾讯"},"weMediaInfo":null,"summary":"2022年建行营业收入同比微降，去年该行实现营业收入8224.73亿元，同比下滑0.22%。2022年，建行生息资产保持较好增长态势，实现利息净收入6430.64亿元，较上年增加376.44亿元，增幅为6.22%;在营业收入中占比为78.19%。2022年末，建行发放贷款和垫款总额21.20万亿元，较上年增加2.39万亿元，增幅12.71%。2022年，建行境内个人贷款和垫款较上年增加3448.40亿元，增幅4.37%。","collect":0,"end_time":0,"defaultTopTitle":"qq.com","property":[],"viewcount":null,"language":"zh","relate_stocks":{"601939":"建设银行","LU1044874839.SGD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"AGH\" (SGDHDG) ACC","IE00BQJZWZ67.USD":"FRANKLIN MV ASIA PACIFIC EX JAPAN EQUITY GROWTH AND INCOME \"A\" (USD) INC (M) PLUS","LU1794554557.SGD":"Allianz All China Equity AT Acc H2-SGD","LU0163747925.USD":"EASTSPRING INVESTMENTS ASIAN EQUITY A ACC","03143":"华夏香港银行股","LU0762540952.USD":"HSBC GIF MANAGED SOLUTIONS ASIA FOCUSED INCOME \"AC\" (USD) ACC","LU0287142896.SGD":"Fidelity China Focus A-SGD","LU0315178854.USD":"EASTSPRING INVESTMENTS ASIAN EQUITY INCOME \"A\" ACC","LU1044876610.USD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"ZU\" (USD) ACC","LU1642822792.SGD":"THREADNEEDLE (LUX) ASIAN CONTRARIAN EQUITY \"A\" (SGD) ACC","IE00BWDBJ730.SGD":"Legg Mason QS - MV Asia Pacific ex Japan Equity Growth and Income A Mdis SGD-H Plus","LU0417516902.SGD":"Allianz China Equity Cl AT Acc SGD","IE00B19Z5X02.USD":"Legg Mason QS - MV Asia Pacific ex Japan Equity Growth and Income A Acc USD","BK1521":"挪威政府全球养老基金持仓","LU0348825331.USD":"ALLIANZ CHINA EQUITY \"A\" (USD) INC","LU0315179316.USD":"EASTSPRING INVESTMENTS ASIAN DYNAMIC \"A\" (USD) ACC","LU0630378429.USD":"HSBC GIF ASIA PACIFIC EX JAPAN EQ HD \"AM2\" (USD) INC","LU0865486749.SGD":"Eastspring Investments - Asian Equity Income AS SGD-H","00939":"建设银行","LU0868486357.SGD":"JPMorgan Funds - Emerging Markets Opportunities A (acc) SGD-H","LU0173614495.USD":"富达中国焦点A","LU1044875133.USD":"天利亚洲反向股票 AU Acc","LU0039217434.USD":"HSBC GIF CHINESE EQUITY \"AD\" INC","LU1366334578.USD":"ALLSPRING EMERGING MARKETS EQUITY INCOME \"A\" (USD) INC","LU0228367735.SGD":"Eastspring Investments - Asian Equity Fund AS SGD","LU0588545490.SGD":"Eastspring Investments - Asian Equity Income AS SGD","LU0791591158.USD":"ALLSPRING  EMERGING MARKTES EQUITY INCOME \"I\" (USD) ACC","LU0791590937.USD":"ALLSPRING  EMERGING MARKTES EQUITY INCOME \"A\" (USD)","LU0831093199.SGD":"HSBC GIF MANAGED SOLUTIONS ASIA FOCUSED INCOME \"AM3\" (SGDHDG) INC","LU0417516738.SGD":"Allianz Hong Kong Equity AT Acc SGD","IE0032431581.USD":"PINEBRIDGE GREATER CHINA EQUITY \"A\" (USD) ACC","LU0431992006.USD":"摩根大通新兴市场机会A（acc）","LU0348735423.USD":"ALLIANZ HONG KONG EQUITY \"A\" (USD) INC","LU0588545904.SGD":"Eastspring Investments - Asian Equity Income ASDM SGD","LU1366334651.USD":"ALLSPRING EMERGING MARKETS EQUITY INCOME \"I\" (USD) INC","LU0588545730.USD":"EASTSPRING INVESTMENTS ASIAN EQUITY INCOME \"ADM\" (USD) INC","SG9999002463.SGD":"LionGlobal China Growth SGD","LU1720050803.USD":"安联全方位中国股票基金","LU0348805143.USD":"ALLIANZ ENHANCED ALL CHINA EQUITY \"A\" (USD) INC","BK1231":"综合性银行","BK1560":"内银股"},"translate_title":"CCB's net profit of 323.86 billion yuan last year increased by more than 7%, and personal housing loans increased to 6.48 trillion yuan","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"601939":0.9,"00939":0.9,"03143":0.6},"content_text":"首份国有大行2022年业绩出炉。建设银行（601939.SH, 00939.HK）3月29日晚间披露的2022年成绩单显示：去年实现归属于股东的净利润3238.61亿元，较上年增长7.06%。2022年末，资产总额34.60万亿元，较上年增长14.37%。2022年建行营业收入同比微降，去年该行实现营业收入8224.73亿元，同比下滑0.22%。2022年，建行生息资产保持较好增长态势，实现利息净收入6430.64亿元，较上年增加376.44亿元，增幅为6.22% ;在营业收入中占比为78.19%。受外部经营环境变化等因素影响，手续费及佣金净收入较上年减少54.07亿元，降幅4.45%。根据实质风险判断计提贷款和垫款等资产损失准备，减值损失总额1550.18亿元，较上年减少8.12%。2022年末，建行发放贷款和垫款总额21.20万亿元，较上年增加2.39万亿元，增幅12.71%。其中， 境内公司类贷款和垫款较上年增加1.43万亿元，增幅14.87%，新增贷款主要投向基础设施行业、批发和零售业、制造业等领域。其中，短期贷款2.93万亿元 ，中长期贷款8.09万亿元。2022年，建行境内个人贷款和垫款较上年增加3448.40亿元，增幅4.37%。其中，个人住房贷款6.48万亿元， 较上年增加930.26亿元，增幅1.46% ;信用卡贷款9248.73亿元，较上年增加286.51亿元，增幅3.20% ;个人消费贷款2954.43亿元，较上年增加624.64亿元，增幅26.81% ;个人经营贷款4153.44亿元，较上年增加1888.81亿元，增幅83.40%。建行在年报中表示，个人住房贷款积极支持居民刚性和改善性住房需求， 加大个人住房贷款投放力度，优选贷款投放区域、合作企业、合作楼盘和客户，推进与重点合作机构的战 略合作，开发推广合作楼盘准入数字化管理。全年个人住房贷款新增保持同业领先，规模优势持续扩大， 资产质量维持最优水平。2022年建行的不良贷款一升一降。2022年末，建行不良贷款余额2928.25 亿元，较上年增加267.54亿元 ;不良贷款率1.38%，较上年下降0.04个百分点 ;关注类贷款占比2.52%，较上年下降0.17个百分点。住房租赁业务方面，截至2022年末，建行公司类住房租赁贷款余额2421.92亿元，较上年增加1087.31亿元，增幅81.47%，支持住房租赁企业超过1000家、保障性租赁住房项目超过600个。理财业务方面，截至2022年末，建行理财产品规模2.01万亿元，其中建信理财产品规模1.91万亿元，建行产品规模1034.32亿 元 ;净值型理财产品1.91万亿元，全部由建信理财经营管理，净值型产品占比达94.87%，较上年提升2.62个百分 点。(本文来自澎湃新闻，更多原创资讯请下载“澎湃新闻”APP)","kind":null,"is_publish_news":null,"is_publish_highlight":null,"is_publish_live":null,"is_publish_wemedia":null,"editions":null,"symbols":[],"gpt_button":1},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":false,"deviceId":"web-server-community-laohu8-v3","version":"4.22.4","shortVersion":"4.22.4","platform":"web","vendor":"web","appName":"laohu8","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2323739216"}